Welcome or Register

As a resident of the Mendocino Coast for the last 42 years I have learned about a diversity of neighborhoods, local micro-climates, problem areas, as well as areas that produce the best investments.

As a Broker Associate and consistent Top Producer for Century 21 Seascape Realty in Mendocino during the last twenty eight years I have gained the most important ingredient to help you succeed, Experience!

As a husband, father to five (grandfather to 6), and a homeowner I bring a realistic and positive prospective to my real estate activities.  Please let me know what I can do for you!

My clients deserve to be able to easily reach me at any time to answer questions they may have.  Go ahead, try it!  707-937-9220, I'll pick up the phone!

Back to Table of Contents

Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
Back to Table of Contents

Testimonials

Scott Deitz is a professional realtor. This was not the first time we have worked with Scott. His judgment and guidance through the sale of our property was superb. We give him a 5 star rating! He served us very well once again. Cliff Snelling
View All

CENTURY21® Fine Homes & EstatesMLS membershipREALTOR® certification

Real Estate Websites by iHOUSEweb iconiHOUSEweb | Admin Menu